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Scope
Registration
Funding/Subscriptions
Benefits
Exclusions/Limitations
Claims Procedure
Further Information
Forms
 
 
   
 
 
 
14 Lifetime Disability Benefit €300,000 (Payable in addition to any other benefit)
    A single identifiable occurrence on the field of play resulting in permanent total physical paralysis such that the Insured Person is confined to a wheelchair for life.

  (i) Capital Benefits
  Permanent Total Disablement from gainful employment up to €100,000
  Loss of eye(s) or limb(s), or loss of hand(s) or foot/feet up to €100,000
  Complete and incurable paralysis up to €100,000
  Permanent Partial Disablement ("Continental Scale")
  A scale of benefits providing for benefits to a maximum of €50,000 for specified disabilities applies. Details are available on request.

  (ii) Death Benefit
  Adult (or Married Youth) €50,000
  Youth €25,000
  (Where the cause of death is solely attributable to accidental, visible and violent means, in the course of a match or training session double benefit will be paid).

15 Medical
  Otherwise unrecoverable medical expenses up to a maximum of €5,000. The first €60 of each and every claim is not covered. Medical treatment is only covered if provided by recognised/qualified practitioners.
(i) Physiotherapy, Osteopathy, Chiropractic, Sports Massage, Acupuncture etc. must be medically prescribed and are limited to €200 in total per claim. Medically prescribed post operative treatment is exempt from the limit of €200 and will be considered separately as part of a medical expenses claim.

16 Dental
  Otherwise unrecoverable dental expenses up to a maximum of €5,000. The first €60 of each and every claim is not covered.

17 Supplementary Hospital Benefit
  €400 per day's stay in hospital. Benefit only payable if stay is a minimum of 10 consecutive days up to a maximum of 15 days.

18 Loss of Wages(Applicable (a) to Adults and (b) to Youths who are in full-time employment). 'Employment' means permanent gainful employment of not less than 16 hours a week.
  Otherwise unrecoverable loss of basic nett wages (i.e. excluding overtime, bonuses, unsociable working hours, allowances etc.) payable up to 52 weeks but excluding the first week
 

Social Welfare and /or other entitlements will be considered as recoverable income and will be deducted from the basic nett wage figure.

Benefit is payable for full weeks only and the maximum benefit payable per week is as follows:

    WEEK 1 NIL
    WEEKS 2-4 UP TO €200
    WEEKS 5-52 UP TO €400

19 Benefits/Conditions and Team Subscriptions may be altered from time to time at the discretion of C.L.G.

NOTE

The injury scheme is funded entirely from Club and GAA funds with no outside (e.g.insurance) involvement. There is no legal obligation on the GAA to provide such a scheme. Risk is an inherent factor in sport, as in life. When members voluntarily take part in Club Activities, they accept the risks that such participation may bring. Legal representation is not required and there is strictly no Legal Expenses Cover amongst the benefits provided.

  For information purposes only. It does not form any contract and does not purport to deal with all aspects of the GAA Injury Scheme.